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Financial Options

At City Smiles, we focus on creating a personalized treatment plan that feels right to you. Our commitment to cutting-edge technology and training helps us bring the best of modern dentistry to your experience. Ultimately, we want every aspect of your care to exceed your expectations.

We know that comfortable financial arrangements help form a plan that fits into your budget. Our team partners with you to craft a solution that works for you and us. We’re pleased to offer options that make the best care affordable.

Invest In Quality Dentistry

When we are designing your treatment plan, we can often present you with multiple acceptable treatment options. There are typically tradeoffs for each of the treatment options. Sometimes, we can offer you acceptable treatments at different price points, and you can make the decision which is right for you.

But we discourage you from looking for the cheapest treatment option. As we said, there are always tradeoffs, and when everything is being sacrificed to achieve the lowest price, quality typically suffers. Low quality dentistry may cause as many problems as it solves. As a result, it’s likely more expensive in the long run than investing in quality dentistry today.

When you’re making decisions about dental care, go for the best value, not the lowest price. And the best value includes factors like how much a treatment contributes to your overall health, the appearance of your restorations, their durability, and more. Taking all those factors into account will help you make decisions about the best dentistry for you.

Flexible Financing Options

Ask us about valuable discounts for payments made at the time of service.  Our relationships with CareCredit and Lending Club open a range of flexible payment options that our team will help you explore. You’ll find:

  • Low monthly payments available
  • No-interest options
  • Apply online or by phone
  • Complete treatment with no initial payment
  • No prepayment penalties
  • Use for a full range of services, including cosmetics
We’ll help you discover the benefits of the finest dental care in the St. Louis and Clayton areas.  And we’ll bring your plan together with clear financial arrangements, setting you on a course to better health.

Financing isn’t just for big-ticket dental care. Financing is available for purchases of as little as $200. And for larger purchases, financing terms as long as 60 months may be available.

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A Note About Insurance

If you have a dental benefit plan, we’ll help you maximize the funds that are available for your care. However, we work 100% for you, not the insurance company. We’ll always suggest treatment options that are in your best interest and let you decide what best fits your situation.

Estimates of insurance payments serve as a guide to expected benefits. But your benefits are a direct result of the contract between you or your employer and the insurance company. We’ll do our best to estimate benefits with the information available, but we can’t guarantee payments by any insurance company.